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Credit check · Customer creditworthiness assessment

Customer reliability,before signing

QUE RISK automates credit check requests on customers and prospects: it collects financial data from CRIF, checks insurability with SACE, assigns a score and guides approval, so the business grows with the right customers and is protected from bad debts.

  • Supply companies
  • Credit manager
  • Sales network
  • Finance and administration

Features

Inside QUE RISK

Fast, documented credit decisions. Assessing a company requires information and documents held by different parties. QUE RISK collects them automatically, calculates the required exposure and proposes an outcome, leaving only the cases that need assessment to the right people.

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01

Data from certified sources

  • CRIF for credit information
  • SACE for credit insurance
  • Financial statements and economic and financial data
02

Score and exposure

  • Calculation of the required exposure
  • Automatic score per customer
  • Configurable outcomes beyond approved and rejected
03

Multi-level approvals

  • Rules that involve the right people
  • Approval also from smartphone via email
  • Decision history
04

Bulk analysis

  • Single request or import from Excel
  • Automatic processing of outcomes for multiple companies
  • Ideal for campaigns on prospect lists
05

Credit insurance

  • Management of insured quotas
  • Check with SACE above the set thresholds
  • Insured credit limit monitoring
06

Dashboards and reports

  • Dashboard configurable per user
  • Status of all requests
  • Interactive reports with Qlik

How it works, step by step

From request to outcome: the credit check with QUE RISK.

01 · Request

The sales rep enters the company or imports a list from Excel, including from QUE MAS.

02 · Data

QUE RISK automatically collects financial data from CRIF.

03 · Score

It calculates exposure and score and checks insurability with SACE.

04 · Outcome

The outcome is automatic or goes to the contacts in charge, even from mobile.

Why choose QUE RISK

Less bad debtOnly reliable customers, with up-front risk analysis.
Less manual workAutomatic upload and analysis, with no transcription errors.
Data-driven decisionsScores and documents to support every credit decision.
Integrated with QUE MASThe credit check becomes part of the offer flow, before approval.

QUE RISK in numbers

A demo of QUE RISK on your case, with data similar to yours. No commitment.

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+100.000requests handled
€1.37 bnof credit insured in production
53.000customers managed

Connected to the rest of the value chain

  • Customer and offer volumes to be checked

  • CRIF and SACE

    Credit information and credit insurance

  • Credit check result for approval

01What is QUE RISK?

It is the QUE MAS Suite software for credit checks: it verifies the financial reliability of customers and prospects, calculates exposure and score and manages credit insurance.

02Which data sources does it integrate with?

With CRIF for credit information, with SACE for credit insurance and with Qlik for interactive reporting.

03What outcomes can a request have?

By default approved or not approved, but you can configure other outcomes and rules that involve one or more approvers under certain conditions. Approval can also be given from a smartphone.

04Can several companies be checked at once?

Yes: in addition to single requests, you can import an Excel file with several companies and wait for the automatic outcome.

11 modules

The products of QUE MAS Suite

Each module works on its own or with the others and shares the same data. Discover QUE MAS Suite

  • Tailored B2B offers

    Tailored pricing, negotiations and contracts for corporate customers, from draft to signature.

    Discover
  • Price lists for the retail market

    It builds retail price lists and simplifies the dialogue between sales and energy management.

    Discover
  • Pricing for resellers

    Off-the-shelf offers linked to price lists or tailored pricing, designed for resellers.

    Discover
  • Fixing on indexed contracts

    Corporate customers fix the price on part or all of the volume themselves, within the risk policies.

    Discover
  • Price monitoring

    It monitors power and gas price curves and alerts the sales network when the target is reached.

    Discover
  • You're viewing
    Credit check

    It analyses the creditworthiness of customers and prospects and protects the business from bad debt.

  • Portfolio margins

    It analyses expected and actual margins, bringing sales and procurement together.

    Discover
  • Consumption forecasting

    It forecasts power and gas consumption down to the single point and reduces volume risk in fixed-price offers.

    Discover
  • Contracts and after-sales

    It creates and manages corporate contracts and supply point processes: connection, activation, switching, change of holder.

    Discover
  • Invoicing pre-calculation

    It calculates the amounts of complex offers and PPAs that billing systems struggle to handle.

    Discover
  • Bill simulator

    It rebuilds a customer's or prospect's bill in seconds by applying the supply company's offers.

    Discover
Lecco and its lake, home of MAS Consulting

Let's redesign your energy processes together

A demo of the module you need, with data similar to yours. No commitment.

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or fill in the contact form or write to welcome@mas-co.it
PoliHub, Politecnico di Milano · Lecco, Italy